Disaster Lady Q&A Archives

I applied for federal loan assistance and learned that the funds have been exhausted. What do I do?

Question to the DL: I own two environmental companies. Both firms have zero revenue and mounting expenses especially now due to shut down caused from COVID-19. I applied for federal loan assistance and learned that the funds have been exhausted. The environmental practice was already on its way down when the US EPA soften its stance… Continue reading I applied for federal loan assistance and learned that the funds have been exhausted. What do I do?

Tracking Time and Work Productivity

Question to the DL: I found that users that have a dedicated space and get dressed as though they are going to work and have set work times are most productive and have the right mindset compared to someone trying to work in their PJs in bed. Do you worry about tracking their time or… Continue reading Tracking Time and Work Productivity

About the SBA’s Economic Injury Disaster Loan Program

Question to the DL: Strategies to access the new SBA loans for a startup during a disaster? Disaster Lady Answer: Ah, our old friends at the SBA (Small Business Administration). For many of us, we wouldn’t have a business unless we occasionally used SBA backed loans. However, the SBA Disaster Loan is a whole different… Continue reading About the SBA’s Economic Injury Disaster Loan Program

IT Disaster Recovery Plans On The Fly

Question to the DL: Do you have a DR template we can use? Disaster Lady Answer: I do have different templates, but there is a reason that you do not see planners that just post templates out there. It is because there are different types of IT DR Plans. Is it for a large or… Continue reading IT Disaster Recovery Plans On The Fly

How To Handle Price Changes During a Disaster

Question to the DL: What pricing advice do you have for MSPs that are suddenly asked/expected to get their clients enabled for remote work from home? Disaster Lady Answer: When it comes to pricing strategies, you need to be careful. It is appropriate to build an extra margin for contingency (such as future bench time for… Continue reading How To Handle Price Changes During a Disaster

Disaster Lady Tip – Keeping Food Safe

Question to the DL: I’ve been looking at ways to disinfect what comes into our household. I have washed the outside of bananas, avocados, tomatoes with warm soapy water before peeling and even wipe down packaging such as cereal boxes and plastic packaging for other foods. Is this something we should all be doing or… Continue reading Disaster Lady Tip – Keeping Food Safe

Is COVID-19 airborne?

Question to the DL: I have heard of experts saying both sides of this – is the virus airborne or not? In the interview I saw of Michael Osterholm – I believe he said it was air born – not simply a virus on something. I have to go back and watch it again. Disaster… Continue reading Is COVID-19 airborne?

About Business Interruption Insurance

Question to the DL: What about my business insurance? Disaster Lady Answer: There are two truths about business insurance and major disasters that you need to know: Truth 1: Insurance companies do not make their money by paying out claims. Do not expect that you will get a lot of money from your insurance company… Continue reading About Business Interruption Insurance

Business Finance During Disasters

Question to the DL: How do I manage finances when I do not have a CFO? Disaster Lady Answer: This is a tough one, but the head of an organization has to be actively managing the finances per day. If you do not have a CFO, there are some things you can do yourself such as… Continue reading Business Finance During Disasters