About Business Interruption Insurance

Question to the DL: What about my business insurance?

Disaster Lady Answer: There are two truths about business insurance and major disasters that you need to know: Truth 1: Insurance companies do not make their money by paying out claims.  Do not expect that you will get a lot of money from your insurance company to help you through this time when everyone else if filing claims too. Truth 2: If the money comes, it can be too little too late.  You need to focus on short-term solutions to hold you over until (if) you get the insurance payout.  I know it sounds like I am picking on insurance companies, but I am not.  This is having seen this play out again and again over the years.

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