Question to the DL: What about my business insurance?
Disaster Lady Answer: There are two truths about business insurance and major disasters that you need to know: Truth 1: Insurance companies do not make their money by paying out claims. Do not expect that you will get a lot of money from your insurance company to help you through this time when everyone else if filing claims too. Truth 2: If the money comes, it can be too little too late. You need to focus on short-term solutions to hold you over until (if) you get the insurance payout. I know it sounds like I am picking on insurance companies, but I am not. This is having seen this play out again and again over the years.